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Employee onboarding demo

Step 1 of 55 minutes total
A
Welcome from Acme Inc. — Your employer will pay you up to $1,000 for building emergency savings: $500 when you complete setup and start contributing, plus another $500 when your savings reach $500.

Let's get you set up.

A few basics to confirm your eligibility. This takes about 60 seconds.

Required — must match the address your employer has on file.
Have a code from your employer or a coworker? Enter it here. Skip if you arrived via a personal invite link.

What are you saving for?

Pick a goal — you can change it later. Most members start with an emergency fund and graduate to other goals.

🛡️
Emergency Fund
3 months expenses
🩺
Medical Buffer
Deductible coverage
🚗
Car Repair
Avoid loan trap
💳
Debt Cushion
Stop relying on cards
🏠
Home Down Payment
Long-term goal
Custom Goal
Set your own
No pressure — just a milestone to aim at.

Save automatically each paycheck.

Pick how much comes out of every paycheck before it hits your checking. Small amounts add up — and your employer matches.

$25
Per paycheck
$5$50$100$200
You qualify for the $500 signup bonus. Setting aside $10 or more per paycheck unlocks Acme's first reward once you finish setup.
$163
in 3 months
$325
in 6 months
$650
in 12 months
Your contributions only · Bonuses ($500 signup, $500 at $500 saved) are paid through your employer's payroll on top.

A quick money primer.

Three short lessons (about 4 minutes total). Required to earn your signup bonus, useful for life. Each ends with a one-question check.

1. Why an emergency fund?
90 seconds · Goals & Saving

An emergency fund is cash set aside for unexpected expenses — a medical bill, car repair, or sudden job loss. Without one, most Americans turn to credit cards (avg. 24% APR) or payday loans.

A starter goal: $1,000. A solid goal: 3 months of expenses. Even $400 cushions you against the most common shocks (Federal Reserve, 2024).

If you faced a $500 surprise expense without an emergency fund, what's the most expensive way to cover it?
2. How do my employer's rewards work?
75 seconds · Benefits

Acme is offering you a $1,000 lifetime reward, paid in two pieces:

$500 Signup Bonus — paid after you finish this education, link a savings account, and set up at least $10/paycheck contributions.

$500 Milestone Match — paid when your savings balance reaches $500.

Both are paid through your normal paycheck (with the right tax handling), not as a deposit into your savings.

When do you receive your $500 signup bonus?
3. When should I withdraw?
90 seconds · Access & Discipline

Your WealthNest savings live in a regular emergency savings account in your name — not locked up in a retirement plan. You can withdraw any time, with no penalties or tax surprises, just like any standard savings account.

That freedom is the point of an emergency fund — but it's also the temptation. We strongly recommend resisting withdrawals unless you're facing a genuine emergency: a medical bill, a car repair, sudden job loss, or another unexpected expense you can't otherwise cover.

Funds typically arrive in your linked checking in 1–2 business days when you do need them.

Which of these is the right reason to withdraw from your emergency fund?

Where should your savings live?

Connect any savings account where you'd like your per-paycheck contribution deposited. Don't have one yet? We recommend opening a Fidelity Cash Management Account first — then come back here to link it.

Open a Fidelity Cash Management Account
Recommended if you don't already have an emergency savings account. A no-fee cash account from Fidelity that's a great fit for emergency savings.
No account fees or minimums
Held at federally-regulated partner institutions
Free debit card with ATM fee reimbursement
Opens in minutes at fidelity.com
Open at Fidelity ↗
After your Fidelity account is open, return here and use the option below to link it.
Connect Existing Account
Link a savings account you already own — Fidelity, your current bank, or any of 12,000+ supported institutions. We'll route your per-paycheck contribution there.
Plaid-secured connection
Read-only access
Works with 12,000+ banks
Disconnect any time

You're all set.

Your first contribution will post on your next paycheck. We'll text you when it lands.

Go to my dashboard →
For HR & benefits leaders
This is what your workforce will experience.
Book a consultation to bring WealthNest to your team, or step through the HR admin walkthrough next.
Book a consultation →See the HR admin demo

This page and all WealthNest content are for informational purposes only and do not constitute financial, legal, investment, or tax advice. Statistics are drawn from third-party sources as cited; WealthNest Finance makes no representation as to their ongoing accuracy. SECURE Act 2.0 references reflect provisions current as of January 2026 and are not legal or regulatory compliance advice — consult qualified counsel before implementation. ROI figures are illustrative models, not guarantees of outcomes. TFCrabtree LLC (dba WealthNest Finance) is not affiliated with any government agency or regulatory body. Savings and deposit services described in WealthNest's forthcoming product will be provided through a regulated partner institution; details will be disclosed prior to launch. WealthNest Finance is a pre-launch company; no financial product is currently available for enrollment.